A repayment link reduces friction, but the current flow is important to explain accurately. The borrower does not directly post a final repayment into your ledger. They create a payment request that still needs your side of the workflow to stay consistent.
Share the link with context
Do not send a bare link with no explanation. Tell the borrower what the balance is and what the link is for.
Explain what the borrower is actually submitting
When the borrower uses the tracking link and enters an amount, the system creates a pending payment request. That is useful because it captures intent and amount clearly, but it is not the same as a final settled repayment record.
Finish the workflow on the lender side
After the borrower submits the request or pays outside the app, make sure the repayment is properly recorded on the lender side so balances and future reminders stay correct.
FAQ
Does the dashboard update automatically the moment the borrower submits the link form?
Not as a finalized repayment. The borrower action creates a pending payment request, and the lender-side record still needs to reflect the actual payment outcome.